Shops mit Bitcoin » Übersicht: Hier bezahlen per Bitcoin!

Bitcoin Shopping

Place to post websites that have deals/new shopping options for anybody that takes advantage of BTC enabled retailers
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Bitmit.net - Bitcoin shopping marketplace, auction house and online wallet.

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If I purchase online shopping vouchers directly using a bitcoin wallet, do I have to report capital gains for tax?

submitted by 10nmTransistor to Bitcoin [link] [comments]

01-27 16:54 - 'Missing my point. / If this becomes the norm, think of every different company you transact with and having a wallet and associated different tokens for them. / Wake up, use banking apps to pay whatever, do online shopping, pay w...' by /u/Essexal removed from /r/Bitcoin within 0-7min

'''
Missing my point.
If this becomes the norm, think of every different company you transact with and having a wallet and associated different tokens for them.
Wake up, use banking apps to pay whatever, do online shopping, pay with amazon coin, pop to supermarket, use Aldi coin, want a sausage roll, Greggs coin. Used Parking coin to park car, need to fill car up on way home use Texaco coin.
No one is going to do this when it's not easier than cash, even with the problems FIAT brings cos most people don't give a fuck.
Edit: Also, which of these will get hacked first? Because we all know none of these will actually run on a blockchain, it will be spreadsheets just like Ripple does. Good luck with that. Be a wolf. Not the sheep.
'''
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Author: Essexal
submitted by removalbot to removalbot [link] [comments]

If I purchase online shopping vouchers directly using a bitcoin wallet, do I have to report capital gains for tax? /r/Bitcoin

If I purchase online shopping vouchers directly using a bitcoin wallet, do I have to report capital gains for tax? /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

Another option for spending bits: Online Wallet iPayYou Adds Bitcoins to Amazon Shopping

Another option for spending bits: Online Wallet iPayYou Adds Bitcoins to Amazon Shopping submitted by BitcoinAllBot to BitcoinAll [link] [comments]

Online Wallet iPayYou Adds Bitcoins to Amazon Shopping

Online wallet provider iPayYou is adding the option to pay with bitcoin when shopping on Amazon, promising a more “direct” and user-friendly process than similar offerings from competitors such as Gyft or Egifter.
https://news.bitcoin.com/ipayyou-bitcoin-amazon-shopping/
What do you think about this?
submitted by xcoincall to Bitcoin [link] [comments]

Online Wallet iPayYou Adds Bitcoins to Amazon Shopping /r/Bitcoin

Online Wallet iPayYou Adds Bitcoins to Amazon Shopping /Bitcoin submitted by BitcoinAllBot to BitcoinAll [link] [comments]

Another option for spending bits: Online Wallet iPayYou Adds Bitcoins to Amazon Shopping

Another option for spending bits: Online Wallet iPayYou Adds Bitcoins to Amazon Shopping submitted by nbie to Bitcoin [link] [comments]

Please share and promote your bitcoin shopping experiences! My mission is to promote shopping experience at online and BnM stores and to share Deals to bitcoin wallet holders. I thank you in advance for submitting and applying for mod status!

submitted by kingoswords to BitCoinShopping [link] [comments]

Shopify to support 1,800k cryptocurrencies across 1 million businesses with CoinPayments partnership

Under the terms of the partnership, CoinPayments will now be a visible payment option for merchants on the Shopify platform and will make cryptocurrency transactions easier and more accessible while reducing transaction fees. Vendors will now get paid faster in any of the 1.8K cryptocurrencies supported by CoinPayments.
submitted by Fathers85 to Bitcoin [link] [comments]

PayPal to allow cryptocurrency buying, selling and shopping on its network

https://finance.yahoo.com/news/paypal-allow-cryptocurrency-buying-selling-115232905.html
LONDON (Reuters) - PayPal Holdings Inc joined the cryptocurrency market on Wednesday, allowing customers to buy, sell and hold bitcoin and other virtual coins using the U.S. digital payments company's online wallets.
PayPal customers will also be able to use cryptocurrencies to shop at the 26 million merchants on its network starting in early 2021, the company said in a statement.
U.S. account holders will be able to buy, sell and hold cryptocurrencies in their PayPal wallets over the coming weeks, the company said. It plans to expand to Venmo and some countries in the first half of 2021.
Stock is up 3.5% premarket, this is a good news for paypal stock and customers.The current e-commerce trend is very favorable for paypal, cryptocurrency plus venmo can unlock more value and growth for paypal.
submitted by coolcomfort123 to StockMarket [link] [comments]

Bitcoin Newcomers FAQ - Please read!

Welcome to the /Bitcoin Sticky FAQ

You've probably been hearing a lot about Bitcoin recently and are wondering what's the big deal? Most of your questions should be answered by the resources below but if you have additional questions feel free to ask them in the comments.
It all started with the release of the release of Satoshi Nakamoto's whitepaper however that will probably go over the head of most readers so we recommend the following videos for a good starting point for understanding how bitcoin works and a little about its long term potential:
Some other great resources include Lopp.net, the Princeton crypto series and James D'Angelo's Bitcoin 101 Blackboard series.
Some excellent writing on Bitcoin's value proposition and future can be found at the Satoshi Nakamoto Institute.
Some Bitcoin statistics can be found here and here. Developer resources can be found here. Peer-reviewed research papers can be found here.
Potential upcoming protocol improvements and scaling resources here and here.
The number of times Bitcoin was declared dead by the media can be found here (LOL!)

Key properties of Bitcoin

Where can I buy bitcoins?

Bitcoin.org and BuyBitcoinWorldwide.com are helpful sites for beginners. You can buy or sell any amount of bitcoin (even just a few dollars worth) and there are several easy methods to purchase bitcoin with cash, credit card or bank transfer. Some of the more popular resources are below, also check out the bitcoinity exchange resources for a larger list of options for purchases.
Here is a listing of local ATMs. If you would like your paycheck automatically converted to bitcoin use Bitwage.
Note: Bitcoins are valued at whatever market price people are willing to pay for them in balancing act of supply vs demand. Unlike traditional markets, bitcoin markets operate 24 hours per day, 365 days per year. Preev is a useful site that that shows how much various denominations of bitcoin are worth in different currencies. Alternatively you can just Google "1 bitcoin in (your local currency)".

Securing your bitcoins

With bitcoin you can "Be your own bank" and personally secure your bitcoins OR you can use third party companies aka "Bitcoin banks" which will hold the bitcoins for you.
Note: For increased security, use Two Factor Authentication (2FA) everywhere it is offered, including email!
2FA requires a second confirmation code to access your account making it much harder for thieves to gain access. Google Authenticator and Authy are the two most popular 2FA services, download links are below. Make sure you create backups of your 2FA codes.
Google Auth Authy OTP Auth
Android Android N/A
iOS iOS iOS

Watch out for scams

As mentioned above, Bitcoin is decentralized, which by definition means there is no official website or Twitter handle or spokesperson or CEO. However, all money attracts thieves. This combination unfortunately results in scammers running official sounding names or pretending to be an authority on YouTube or social media. Many scammers throughout the years have claimed to be the inventor of Bitcoin. Websites like bitcoin(dot)com and the btc subreddit are active scams. Almost all altcoins (shitcoins) are marketed heavily with big promises but are really just designed to separate you from your bitcoin. So be careful: any resource, including all linked in this document, may in the future turn evil. Don't trust, verify. Also as they say in our community "Not your keys, not your coins".

Where can I spend bitcoins?

Check out spendabit or bitcoin directory for millions of merchant options. Also you can spend bitcoin anywhere visa is accepted with bitcoin debit cards such as the CashApp card. Some other useful site are listed below.
Store Product
Gyft Gift cards for hundreds of retailers including Amazon, Target, Walmart, Starbucks, Whole Foods, CVS, Lowes, Home Depot, iTunes, Best Buy, Sears, Kohls, eBay, GameStop, etc.
Spendabit, Overstock and The Bitcoin Directory Retail shopping with millions of results
ShakePay Generate one time use Visa cards in seconds
NewEgg and Dell For all your electronics needs
Bitwa.la, Coinbills, Piixpay, Bitbill.eu, Bylls, Coins.ph, Bitrefill, LivingRoomofSatoshi, Coinsfer, and more Bill payment
Menufy, Takeaway and Thuisbezorgd NL Takeout delivered to your door
Expedia, Cheapair, Destinia, Abitsky, SkyTours, the Travel category on Gyft and 9flats For when you need to get away
Cryptostorm, Mullvad, and PIA VPN services
Namecheap, Porkbun Domain name registration
Stampnik Discounted USPS Priority, Express, First-Class mail postage
Coinmap and AirBitz are helpful to find local businesses accepting bitcoins. A good resource for UK residents is at wheretospendbitcoins.co.uk.
There are also lots of charities which accept bitcoin donations.

Merchant Resources

There are several benefits to accepting bitcoin as a payment option if you are a merchant;
If you are interested in accepting bitcoin as a payment method, there are several options available;

Can I mine bitcoin?

Mining bitcoins can be a fun learning experience, but be aware that you will most likely operate at a loss. Newcomers are often advised to stay away from mining unless they are only interested in it as a hobby similar to folding at home. If you want to learn more about mining you can read more here. Still have mining questions? The crew at /BitcoinMining would be happy to help you out.
If you want to contribute to the bitcoin network by hosting the blockchain and propagating transactions you can run a full node using this setup guide. If you would prefer to keep it simple there are several good options. You can view the global node distribution here.

Earning bitcoins

Just like any other form of money, you can also earn bitcoins by being paid to do a job.
Site Description
WorkingForBitcoins, Bitwage, Cryptogrind, Coinality, Bitgigs, /Jobs4Bitcoins, BitforTip, Rein Project Freelancing
Lolli Earn bitcoin when you shop online!
OpenBazaar, Purse.io, Bitify, /Bitmarket, 21 Market Marketplaces
/GirlsGoneBitcoin NSFW Adult services
A-ads, Coinzilla.io Advertising
You can also earn bitcoins by participating as a market maker on JoinMarket by allowing users to perform CoinJoin transactions with your bitcoins for a small fee (requires you to already have some bitcoins.

Bitcoin-Related Projects

The following is a short list of ongoing projects that might be worth taking a look at if you are interested in current development in the bitcoin space.
Project Description
Lightning Network Second layer scaling
Blockstream, Rootstock and Drivechain Sidechains
Hivemind and Augur Prediction markets
Tierion and Factom Records & Titles on the blockchain
BitMarkets, DropZone, Beaver and Open Bazaar Decentralized markets
JoinMarket and Wasabi Wallet CoinJoin implementation
Coinffeine and Bisq Decentralized bitcoin exchanges
Keybase Identity & Reputation management
Abra Global P2P money transmitter network
Bitcore Open source Bitcoin javascript library

Bitcoin Units

One Bitcoin is quite large (hundreds of £/$/€) so people often deal in smaller units. The most common subunits are listed below:
Unit Symbol Value Info
bitcoin BTC 1 bitcoin one bitcoin is equal to 100 million satoshis
millibitcoin mBTC 1,000 per bitcoin used as default unit in recent Electrum wallet releases
bit bit 1,000,000 per bitcoin colloquial "slang" term for microbitcoin (μBTC)
satoshi sat 100,000,000 per bitcoin smallest unit in bitcoin, named after the inventor
For example, assuming an arbitrary exchange rate of $10000 for one Bitcoin, a $10 meal would equal:
For more information check out the Bitcoin units wiki.
Still have questions? Feel free to ask in the comments below or stick around for our weekly Mentor Monday thread. If you decide to post a question in /Bitcoin, please use the search bar to see if it has been answered before, and remember to follow the community rules outlined on the sidebar to receive a better response. The mods are busy helping manage our community so please do not message them unless you notice problems with the functionality of the subreddit.
Note: This is a community created FAQ. If you notice anything missing from the FAQ or that requires clarification you can edit it here and it will be included in the next revision pending approval.
Welcome to the Bitcoin community and the new decentralized economy!
submitted by BitcoinFan7 to Bitcoin [link] [comments]

What I currently use for privacy (after almost 2 years of long investing into it)

First of all, my threat model: I'm just an average person that wants to AVOID the maximum I can to be monitored and tracked by the government and big corps, a lot of people out there REALLY hate me and I've gone through lots of harassment and other stuff, I also plan to take my activism and love for freedom more seriously and to do stuff that could potentially lead me to very high danger or even put my life on the line. That being said, my main focus is on something that is privacy-friendly but also something with decent security (no point having a lot of privacy if a script kiddie can just break into it an boom, everything is gone) anonymity is also desirable but I'm pretty aware that true 100% anonymity is simply not possible and to achieve the maximum you can of it currently you'd have to give up A LOT of stuff in which I don't think I really could. So basically, everything that I said + I don't want to give up some hobbies of mine (as playing games etc)
Here's what I use/have done so far, most of it is based on privacytools.io list and research I've done.
Mobile:
Google Pixel 3a XL running GrapheneOS
Apps: Stock apps (Vanadium, Gallery, Clock, Contacts etc) + F-DROID, NewPipe, OsmAnd+, Joplin, Tutanota, K-9 Mail, Aegis Authenticator, KeePassDX, Syncthing, Signal, Librera PRO, Vinyl, Open Camera and Wireguard.
I also use BlahDNS as my private DNS.
Other smartphone stuff/habits: I use a Supershieldz Anti Spy Tempered Glass Screen Protector on my phone and I also have a Faraday Sleeve from Silent Pocket which my phone is on most of the times (I don't have smartphone addiction and would likely advice you to break free from smartphone addiction if you have it). I NEVER use bluetooth (thank god Pixel 3a have a headphone jack so yeah, no bluetooth earphones here) and always keep my Wi-Fi off if I'm not using it.
Computer:
I have a desktop that I built (specs: Asus B450M Gaming, AMD Ryzen 3 3300X, Radeon RX 580 8GB, 16GB DDR4 2666Mhz, 3TB HDD, 480GB SSD) that is dualbooted with QubesOS and Arch Linux.
Qubes is my main OS that I use as daily driver and for my tasks, I use Arch for gaming.
I've installed linux-hardened and its headers packages on my Arch + further kernel hardening using systctl and boot parameters, AppArmor as my MAC system and bubblewrap for sandboxing programs. I also spoof my MAC address and have restricted root access, I've also protected my GRUB with password (and use encrypted boot) and have enabled Microcode updates and have NTP and IPV6 disabled.
Also on Arch, I use iptables as a firewall denying all incoming traffic, and since it's my gaming PC, I don't game on the OS, instead, I use a KVM/QEMU Windows VM for gaming (search "How I Built The "Poor-Shamed" Computer" video to see what I'm talking about) I also use full disk encryption.
Software/Providers:
E-Mails: I use ProtonMail (Plus Account paid with bitcoin) and Tutanota (free account as they don't accept crypto payment yet, come on Tutanota, I've been waiting for it for 2 years already) since I have plus account on ProtonMail it allows me to use ProtonMail Bridge and use it on Claws Mail (desktop) and K-9 Mail (mobile) as for Tutanota I use both desktop and mobile app.
Some other e-mails habits of mine: I use e-mail aliases (ProtonMail plus account provides you with 5) and each alias is used for different tasks (as one for shopping, one for banking, one for accounts etc) and none of my e-mails have my real name on it or something that could be used to identify me. I also highly avoid using stuff that require e-mail/e-mail verification for usage (e-mail is such a pain in the ass tbh) I also make use of Spamgourmet for stuff like temporary e-mail (best service I found for this doing my research, dunno if it's really the best tho, heard that AnonAddy does kinda the same stuff but dunno, recommendations are welcomed)
Browsers/Search Engine: As mentioned, I use Vanadium (Graphene's stock browser) on mobile as it is the recommended browser by Graphene and the one with the best security for Android, for desktop I use a Hardened Firefox (pretty aware of Firefox's security not being that good, but it's the best browser for PC for me as Ungoogled Chromium is still not there in A LOT of things + inherent problems of Chrome as not being able to disable WebRTC unless you use an extension etc) with ghacks-user.js and uBlock Origin (hard mode), uMatrix (globally blocking first party scripts), HTTPS Everywhere (EASE Mode), Decentraleyes (set the recommended rules for both uBlock Origin and uMatrix) and Temporary Containers as addons. I also use Tor Browser (Safest Mode) on a Whonix VM on Qubes sometimes. DuckDuckGo is my to-go search engine and I use DNS over HTTPS on Firefox (BlahDNS as my provider once again)
browsing habits: I avoid JavaScript the maximum I can, if it's really needed, I just allow the scripts temporarely on uBlock Origin/uMatrix and after I'm done I just disable it. I also generally go with old.reddit.com instead of reddit.com (as JavaScript is not required to browse the old client), nitter.net for checking twitter stuff (although I rarely have something peaking my interest on Twitter) and I use invidious.snopyta.org as youtube front-end (I do however use YouTube sometimes if a video I wanna see can't be played on invidious or if I wanna watch a livestream) and html.duckduckgo.com instead of duckduckgo.com other than avoiding JavaScript most of my browsing habits are just common sense at this point I'd say, I also use privatebin (snopyta's instance) instead of pastebin. I also have multiple firefox profiles for different tasks (personal usage, shopping, banking etc)
VPN: I use Mullvad (guess you can mention it here since it's PTIO's recommended) paid with bitcoin and honestly best service available tbh. I use Mullvad's multihop implementation on Wireguard which I manually set myself as I had the time and patience to learn how.
password manager: KeePassXC on desktop and KeePassDX on my smartphone, my password database for my desktop is stored on a USB flash driver I encrypted with VeraCrypt.
some other software on desktop: LibreOffice (as a Microsoft Office substitute), GIMP (Photshop substitute), Vim (I use it for multiple purposes, mainly coding IDE and as a text editor), VLC (media player), Bisq (bitcoin exchange), Wasabi (bitcoin wallet), OBS (screen recording), Syncthing (file sync), qBitTorrent (torrent client) and Element (federated real-time communication software). I sadly couldn't find a good open-source substitute to Sony Vegas (tested many, but none was in the same level of Vegas imo, KDENLive is okay tho) so I just use it on a VM if I need it (Windows VM solely for the purpose of video editing, not the same one I use for gaming)
Other:
router: I have an Asus RT-AC68U with OpenWRT as its firmware. I also set a VPN on it.
cryptocurrency hardware wallet: I store all of my cryptocurrency (Bitcoin and Monero) on a Ledger Nano S, about 97% of my money is on crypto so a hardware wallet is a must for me.
I have lots of USB flash drivers that I use for Live ISOs and for encrypted backups. I also have a USB Data Blocker from PortaPow that I generally use if I need to charge my cellphone in public or in a hotel while on a trip (rare occasion tbh).
I have a Logitech C920e as webcam and a Blue Yeti microphone in which I never let them plugged, I only plug them if it's necessary and after I'm done I just unplug them.
I also have a Nintendo Switch Lite as a gaming console that I most of the times just use offline, I just connect to the internet if needed for a software update and then just turn the Wi-Fi off from it.
Other Habits/Things I've done:
payments: I simply AVOID using credit card, I try to always pay on cash (I live in a third-world country so thank god most of people here still depend on cash only) physically and online I try my best to either by using cryptocurrency or using gift cards/cash by mail if crypto isn't available. I usually buy crypto on Bisq as I just don't trust any KYC exchange (and neither should you) and since there aren't many people here in my area to do face to face bitcoin trade (and I'm skeptical of face to face tbh), I use the Wasabi Wallet (desktop) to coinjoin bitcoin before buying anything as this allows a bit more of privacy, I also coinjoin on Wasabi before sending my bitcoins to my hardware wallet. I also don't have a high consumerism drive so I'm not constantly wanting to buy everything that I see (which helps a lot on this criteria)
social media/accounts: as noted, aside from Signal and Element (which I don't even use that often) I just don't REALLY use any social media (tried Mastodon for a while but I was honestly felt it kinda desert there and most of its userbase from what I've seen were some people I'd just... rather don't hang with tbh) and, althoug not something necessary is something that I really advise people to as social media is literally a poison to your mind.
I also don't own any streaming service like Netflix/Amazon Prime/Spotify etc, I basically pirate series/movies/songs and that's it.
I've also deleted ALL my old accounts from social media (like Twitter etc) and old e-mails. ALL of my important and main accounts have 2FA enabled and are protected by a strong password (I use KeePass to generate a 35 character lenght password with numbers, capital letters, special symbols etc, each account uses a unique password) I also NEVER use my real name on any account and NEVER post any pictures of myself (I rarely take pictures of stuff if anything)
iot/smart devices: aside from my smartphone, I don't have any IOT/smart device as I honestly see no need for them (and most of them are WAY too expensive on third-world countries)
files: I constatly backup all of my files (each two weeks) on encrypted flash drivers, I also use BleachBit for temporary data cleaning and data/file shredding. I also use Syncthing as a substitute to stuff like Google Drive.
Future plans:
learn to self-host and self-host an e-mail/NextCloud (and maybe even a VPN)
find something like BurneHushed but FOSS (if you know any please let me know)
So, how is it? anything that I should do that I'm probably not doing?
submitted by StunningDistrust to privacytoolsIO [link] [comments]

Cash: use it or lose it!

Is this the last decade of cash?

The corona pandemic is not helping. Belgian media is picking up the Australian news about the coronavirus found active 28 days on banknotes, without understanding that the 28 days is on the Australian polymer and paper banknotes, while Euro banknotes are made of cotton fibers on which the coronavirus gets inactive rather quick. https://medicalxpress.com/news/2020-04-euro-banknotes-safe-coronavirus-ecb.html
You are touching so much in shops, including the pay terminals everyone is touching, that cash won't add much risk.

Until this year, I used to not care, and pay everything electronically.

But in March I became the victim of an identity theft. My bank account was frozen, my bank cards and payment app blocked. Opening new bank accounts or credit cards was impossible due to being on a blacklist.

My employer could not pay my salary in cash. For most professions this is forbidden by law since 2016.

Friends lent me cash. But I discovered cash was refused at supermarkets, shops, public transport, parkings, fuel stations, hospital, physiotherapist, online webshops, Uber, Deliveroo, etc. Sometimes because of corona anxiety, but often already from before 2020.

Prepaid cards could be a nice solution. But even while they are debit cards, in Belgium they seem to be refused where credit cards are refused, since they are Visa or Mastercards cards. These are refused in many Belgium places, since merchants don't like the higher costs. Not many prepaid cards allow charging with cash. And their availability is in recent decline: this year at least the following prepaid cards stopped or are announced to stop: Carrefour prepaid Flex card, BNP and Hello. The decline might be due to new very strict EU anti-money laundering laws. The anonymous prepaid cards (and generic gift cards) are now restricted to 100 euro maximum recharge in their lifetime and 50 euro payments.

Cryptocurrencies are also in theory a nice solution. But their acceptance in Belgium is extremely limited. Thanks to Takeaway accepting bitcoin, I could order delivery from many local snack restaurants.
But I discovered that bitcoin and most other cryptocurrencies, while having an "anonymous" reputation, are actually only pseudonymous and extremely open and transparent: for every transaction the origin address, destination address, amount and timestamp are recorded for eternity in a public ledger for everyone open to consult. When I buy something, the merchant can see how many coins I have in my wallet address. Buying, spending or selling coins are activities that can get your name connected to your addresses. Developers try to solve this privacy issue, but I'm afraid the war on anonymity (related to the war on cash) will crush that before cryptocurrency payments become popular.

So, my identity theft experience has awakened me: sharing your personal details in so many places caries a lot of danger. Think about it: while the law became more strict, there are still many (online) shops and restaurants taking knowledge of your credit card number, expiry date, CCV and your name. That's still enough information to do fraudulent payments in many places.

The cashless society is a surveillance society, with every payment traced. And it creates a lot of dependencies: electricity, internet, and permission by the banking and payment system. Once you are on a blacklist, even if you did nothing wrong, but somebody pretended to be you and did fraudulent payments, you are screwed for at least months.

So, now that I'm finally off the blacklist, I opened several bank accounts. That will not help for all issues, but still: having only 1 bank is really dangerous.

And from now on I pay everything possible with cash. Not just to keep my personal details safe, but also to keep the cash usage statistics high. Did you notice that the financial sector is regulary reporting the cash withdrawals decline? They report both the total amount withdrawn and the number of withdrawals.

I learned that the bank and payment processors are fighting a war on cash and they are actively lobbying the government for a reduction of the cash payment limit to 50 euro. Yes, an insane fifty euro! The banks are lazy about cash and want to impose negative rent without risking a bankrun. No cash is no bankrun. The payment processors just love the percentage they get from every payment.

Currently the acceptance of euro banknotes and coins for debts is compulsory by European law. But many merchants violated the law and we had at least one Belgian minister ignoring the enforcement. See e.g. this article from 2019: https://www.bruzz.be/samenleving/no-cash-doet-intrede-brusselse-horeca-2019-05-10.
The law has exceptions, e.g. for security reasons such as a pandemic. After the pandemic I will try to report all cash refusing merchants.
Merchants that refuse to accept cash payments can be reported at https://meldpunt.belgie.be or https://pointdecontact.belgique.be/. But I guess it is better to wait until after the pandemic.

We need to defend the right to use cash. And a crucial action to avoid the end of cash is to keep using it as much as possible.

Every time you pay with a bank card or app, you contribute to a cashless future where:
Use cash or lose it!
submitted by piabxl to belgium [link] [comments]

Square is positioned to be a winner by helping small businesses digitize post-pandemic: Oppenheimer

Square shares are up 146% in 2020 so far, and analysts at Oppenheimer think the stock can still go higher.
On Thursday, Oppenheimer upgraded Square (SQ) to outperform, with a price target of $185. (The all-time high was $166 on Sept. 1; shares were trading at around $152 on Thursday afternoon.) The upgrade is based on the growth of Square’s Cash App, and on the company’s opportunity to help merchants transition to e-commerce.
But really, the note is a post-pandemic vote of confidence.
As Oppenheimer writes, the COVID-19 pandemic has initiated a “massive shift in digital commerce, requiring merchants to rapidly adopt omni-channel solutions.” Of course, it was already obvious before the pandemic that the retail landscape was barreling toward e-commerce, but the pandemic has sent the trend into hyperdrive. Walmart, Target, and Best Buy reported enormous surges (100%+) in digital sales in Q2; online-only retailers Etsy and Wayfair blew out their Q2 earnings; Dick’s Sporting Goods is thriving thanks to a combination of online sales and curbside pickup.
All of those are big retail names. Square’s bread and butter are SMBs (small and medium-sized businesses), which also need to immediately prioritize their e-commerce presence, if they didn’t already. Hundreds of thousands of small business have shut down due to the pandemic, but those that have survived will need to beef up their digital presence.
Oppenheimer believes Square is well-suited to serve those small businesses coming out of the pandemic, positioning Square “for outsized share gains as economic activity normalizes.”
Oppenheimer pegs Square’s TAM (total addressable market, the “it” tech stat of the moment) at $160 billion, and within that, puts Cash App’s TAM at $63 billion, noting that “by reinvesting profits from prior Cash App cohorts, combined with its seller ecosystem, Square can develop significant network effects and products that will be challenging for other neo-banks to replicate in the digital wallet space.”
In other words, Square has an advantage over banks in the mobile payments race.
Oppenheimer also notes the “impressive volume and gross profit growth” of Cash App’s bitcoin trading feature. Square enabled bitcoin trading within Cash App in 2018. It reaped $875 million in bitcoin revenue in the second quarter, up 600% year over year, and $17 million in bitcoin gross profit, up 711% year over year. ($17 million is small for a company with $4.17 billion in revenue in 2019, but the growth is the point.) Oppenheimer cites the growth in bitcoin revenue as proof of “the scalability in the Cash App business model.”
Bitcoin has been a noted (and some believe problematic) obsession of CEO Jack Dorsey.
Square has always touted that it serves both sides of the small business equation: sellers (i.e., businesses, through its point of sale hardware, payroll software, and Square Capital loan business) and shoppers (consumers paying with Square devices and/or using Cash App). Oppenheimer writes that this “two-sided network” will make Square “a structural winner during the recovery.”
Of course, there’s an obvious downside case against Square: “Economic pressures persist longer than anticipated” if the pandemic drags on or even worsens, hitting small businesses harder; “competitive responses dampen growth,” and Square certainly has big competitors, including FIS (which acquired Worldpay last year), PayPal, ShopKeep, and Shopify; and if “new product launches and adoption slow,” which will be up to Dorsey and Square’s own pace of innovation.
Oppenheimer sees Square profit growing at a 37% annual rate from the end of 2020 through the end of 2022. Square was Yahoo Finance’s Company of the Year in 2018.

Daniel Roberts is an editor-at-large at Yahoo Finance and closely covers fintech and payments. Follow him on Twitter at @readDanwrite.
https://money.yahoo.com/square-is-positioned-to-be-a-winner-during-the-recovery-postpandemic-oppenheimer-191528365.html
submitted by Brothanogood to stocks [link] [comments]

/r/Scams Common Scam Master Post

Hello visitors and subscribers of scams! Here you will find a master list of common (and uncommon) scams that you may encounter online or in real life. Thank you to the many contributors who helped create this thread!

If you know of a scam that is not covered here, write a comment and it will be added to the next edition.

Previous threads: https://old.reddit.com/Scams/search?q=common+scams+master+post&restrict_sr=on
Blackmail email scam thread: https://www.reddit.com/Scams/comments/jij7zf/the_blackmail_email_scam_part_6/
Some of these articles are from small, local publications and refer to the scam happening in a specific area. Do not think that this means that the scam won't happen in your area.

Spoofing

Caller ID spoofing
It is very easy for anyone to make a phone call while having any number show up on the caller ID of the person receiving the phone call. Receiving a phone call from a certain number does not mean that the person/company who owns that number has actually called you.
Email spoofing
The "from" field of an email can be set by the sender, meaning that you can receive scam emails that look like they are from legitimate addresses. It's important to never click links in emails unless absolutely necessary, for example a password reset link you requested or an account activation link for an account you created.
SMS spoofing
SMS messages can be spoofed, so be wary of messages that seem to be from your friends or other trusted people.

The most common scams

The fake check scam (Credit to nimble2 for this part)
The fake check scam arises from many different situations (for instance, you applied for a job, or you are selling something on a place like Craigslist, or someone wants to purchase goods or services from your business, or you were offered a job as a mystery shopper, you were asked to wrap your car with an advertisement, or you received a check in the mail for no reason), but the bottom line is always something like this:
General fraudulent funds scams If somebody is asking you to accept and send out money as a favour or as part of a job, it is a fraudulent funds scam. It does not matter how they pay you, any payment on any service can be fraudulent and will be reversed when it is discovered to be fraudulent.
Phone verification code scams Someone will ask you to receive a verification text and then tell you to give them the code. Usually the code will come from Google Voice, or from Craigslist. In the Google version of the scam, your phone number will be used to verify a Google Voice account that the scammer will use to scam people with. In the Craigslist version of the scam, your phone number will be used to verify a Craigslist posting that the scammer will use to scam people. There is also an account takeover version of this scam that will involve the scammer sending a password reset token to your phone number and asking you for it.
Bitcoin job scams
Bitcoin job scams involve some sort of fraudulent funds transfer, usually a fake check although a fraudulent bank transfer can be used as well. The scammer will send you the fraudulent money and ask you to purchase bitcoins. This is a scam, and you will have zero recourse after you send the scammer bitcoins.
Email flooding
If you suddenly receive hundreds or thousands of spam emails, usually subscription confirmations, it's very likely that one of your online accounts has been taken over and is being used fraudulently. You should check any of your accounts that has a credit card linked to it, preferably from a computer other than the one you normally use. You should change all of your passwords to unique passwords and you should start using two factor authentication everywhere.
Cartel scam
You will be threatened by scammers who claim to be affiliated with a cartel. They may send you gory pictures and threaten your life and the lives of your family. Usually the victim will have attempted to contact an escort prior to the scam, but sometimes the scammers target people randomly. If you are targeted by a cartel scam all you need to do is ignore the scammers as their threats are clearly empty.
Boss/CEO scam A scammer will impersonate your boss or someone who works at your company and will ask you to run an errand for them, which will usually be purchasing gift cards and sending them the code. Once the scammer has the code, you have no recourse.
Employment certification scams
You will receive a job offer that is dependent on you completing a course or receiving a certification from a company the scammer tells you about. The scammer operates both websites and the job does not exist.
Craigslist fake payment scams
Scammers will ask you about your item that you have listed for sale on a site like Craigslist, and will ask to pay you via Paypal. They are scamming you, and the payment in most cases does not actually exist, the email you received was sent by the scammers. In cases where you have received a payment, the scammer can dispute the payment or the payment may be entirely fraudulent. The scammer will then either try to get you to send money to them using the fake funds that they did not send to you, or will ask you to ship the item, usually to a re-shipping facility or a parcel mule.
Craigslist Carfax/vehicle history scam
You'll encounter a scammer on Craigslist who wants to buy the vehicle you have listed, but they will ask for a VIN report from a random site that they have created and they will expect you to pay for it.
Double dip/recovery scammers
This is a scam aimed at people who have already fallen for a scam previously. Scammers will reach out to the victim and claim to be able to help the victim recover funds they lost in the scam.
General fraudulent funds scams The fake check scam is not the only scam that involves accepting fraudulent/fake funds and purchasing items for scammers. If your job or opportunity involves accepting money and then using that money, it is almost certainly a frauduent funds scam. Even if the payment is through a bank transfer, Paypal, Venmo, Zelle, Interac e-Transfer, etc, it does not matter.
Credit card debt scam
Fraudsters will offer to pay off your bills, and will do so with fraudulent funds. Sometimes it will be your credit card bill, but it can be any bill that can be paid online. Once they pay it off, they will ask you to send them money or purchase items for them. The fraudulent transaction will be reversed in the future and you will never be able to keep the money. This scam happens on sites like Craigslist, Twitter, Instagram, and also some dating sites, including SeekingArrangement.
The parcel mule scam
A scammer will contact you with a job opportunity that involves accepting and reshipping packages. The packages are either stolen or fraudulently obtained items, and you will not be paid by the scammer. Here is a news article about a scam victim who fell for this scam and reshipped over 20 packages containing fraudulently acquired goods.
The Skype sex scam
You're on Facebook and you get a friend request from a cute girl you've never met. She wants to start sexting and trading nudes. She'll ask you to send pictures or videos or get on webcam where she can see you naked with your face in the picture. The scam: There's no girl. You've sent nudes to a guy pretending to be a girl. As soon as he has the pictures he'll demand money and threaten to send the pictures to your friends and family. Sometimes the scammer will upload the video to a porn site or Youtube to show that they are serious.
What to do if you are a victim of this scam: You cannot buy silence, you can only rent it. Paying the blackmailer will show them that the information they have is valuable and they will come after you for more money. Let your friends and family know that you were scammed and tell them to ignore friend requests or messages from people they don't know. Also, make sure your privacy settings are locked down and consider deactivating your account.
The underage girl scam
You're on a dating site or app and you get contacted by a cute girl. She wants to start sexting and trading nudes. Eventually she stops communicating and you get a call from a pissed off guy claiming to be the girl's father, or a police officer, or a private investigator, or something else along those lines. Turns out the girl you were sexting is underage, and her parents want some money for various reasons, such as to pay for a new phone, to pay for therapy, etc. There is, of course, no girl. You were communicating with a scammer.
What to do if you are a victim of this scam: Stop picking up the phone when the scammers call. Do not pay them, or they will be after you for more money.
Phishing
Phishing is when a scammer tries to trick you into giving information to them, such as your password or private financial information. Phishing messages will usually look very similar to official messages, and sometimes they are identical. If you are ever required to login to a different account in order to use a service, you should be incredibly cautious.
The blackmail email scam part 5: https://old.reddit.com/Scams/comments/g8jqnthe_blackmail_email_scam_part_5/
PSA: you did not win a giftcard: https://old.reddit.com/Scams/comments/fffmle/psa_you_did_not_win_a_gift_card/
Sugar scams
Sugar scammers operate all over the internet and usually come in two varieties: advance-fee scams where the scammer will ask for a payment from you before sending you lots of money, and fake check style scams where the scammer will either pull a classic fake check scam, or will do a "bill pay" style scam that involves them paying your bills, or them giving you banking information to pay your bills. If you encounter these scammers, report their accounts and move on.
Google Hangouts
Google Hangouts is a messaging platform used extensively by all kinds of scammers. If you are talking with someone online and they want you to switch to Hangouts, they are likely a scammer and you should proceed with caution.
Publishers Clearing House scams
PCH scams are often advance-fee scams, where you will be promised lots of money after you make an initial payment. You will never need to pay if you win money from the real PCH.
Pet scams
You are looking for a specific breed of puppy, bird, or other pet. You come across a nice-looking website that claims to be breeding them and has some available right now - they may even be on sale! The breeders are not local to your area (and may not even list a physical location) but they assure you they can safely ship the pet to you after a deposit or full payment. If you go through with the payment, you will likely be contacted by the "shipper" who will inform you about an unexpected shipping/customs/processing fee required to deliver your new pet. But there was never any pet, both the "breeder" and the "shipper" are scammers, typically operating out of Africa. These sites are rampant and account for a large percentage of online pet seller websites - they typically have a similar layout/template (screenshot - example)
If you are considering buying a pet online, some easy things to check are: (1) The registration date of the domain (if it was created recently it is likely a scam website) (2) Reverse image search the pictures of available pets - you will usually find other scam websites using the same photos. (3) Copy a sentence/section of the text from the "about us" page and put it into google (in quotes) - these scammers often copy large parts of their website's text from other places. (4) Search for the domain name and look for entries on petscams.com or other scam-tracking sites. (5) Strongly consider buying/adopting your pet from a local shelter or breeder where you can see the animal in person before putting any money down.
Thanks to djscsi for this entry.
Fake shipping company scams
These scams usually start when you try to buy something illegal online. You will be scammed for the initial payment, and then you will receive an email from the fake shipping company telling you that you need to pay them some sort of fee or bribe. If you pay this, they will keep trying to scam you with increasingly absurd stories until you stop paying, at which point they will blackmail you. If you are involved in this scam, all you can do is ignore the scammers and move on, and try to dispute your payments if possible.
Chinese Upwork scam
Someone will ask you to create an Upwork or other freelancer site account for them and will offer money in return. You will not be paid, and they want to use the accounts to scam people.
Quickbooks invoice scam
This is a fake check style scam that takes advantage of Quickbooks.
The blackmail email scam The exact wording of the emails varies, but there are generally four main parts. They claim to have placed software/malware on a porn/adult video site, they claim to have a video of you masturbating or watching porn, they threaten to release the video to your friends/family/loved ones/boss/dog, and they demand that you pay them in order for them to delete the video. Rest assured that this is a very common spam campaign and there is no truth behind the email or the threats. Here are some news articles about this scam.
The blackmail mail scam
This is very similar to the blackmail email scam, but you will receive a letter in the mail.
Rental scams Usually on local sites like Craigslist, scammers will steal photos from legitimate real estate listings and will list them for rent at or below market rate. They will generally be hesitant to tell you the address of the property for "safety reasons" and you will not be able to see the unit. They will then ask you to pay them a deposit and they claim they will ship you the keys. In reality, your money is gone and you will have no recourse.
Craigslist vehicle scams A scammer will list a vehicle on Craigslist and will offer to ship you the car. In many cases they will also falsely claim to sell you the car through eBay or Amazon. If you are looking for a car on Craigslist and the seller says anything about shipping the car, having an agent, gives you a long story about why they are selling the car, or the listing price is far too low, you are talking to a scammer and you should ignore and move on.
Advance-fee scam, also known as the 419 scam, or the Nigerian prince scam. You will receive a communication from someone who claims that you are entitled to a large sum of money, or you can help them obtain a large sum of money. However, they will need money from you before you receive the large sum.
Man in the middle scams
Man in the middle scams are very common and very hard to detect. The scammer will impersonate a company or person you are legitimately doing business with, and they will ask you to send the money to one of their own bank accounts or one controlled by a money mule. They have gained access to the legitimate persons email address, so there will be nothing suspicious about the email. To prevent this, make contact in a different way that lets you verify that the person you are talking to is the person you think you are talking to.
Digit wallet scam
A variation of the fake check scam, the scammer sends you money through a digital wallet (i.e. Venmo, Apple Pay, Zelle, Cash App) along with a message claiming they've sent the money to the wrong person and a request to send the money back. Customer service for these digital wallets may even suggest that you send the money back. However, the money sent is from a stolen credit card and will be removed from your account after a few days. Your transfer is not reversed since it came from your own funds.
Cam girl voting/viewer scam
You will encounter a "cam girl" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to go to their site and sign up with your credit card. They may offer a free show, or ask you to vote for them, or any number of other fake stories.
Amateur porn recruitment scam
You will encounter a "pornstar" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to create an adult film with hehim, but first you need to do something. The story here is usually something to do with verifying your age, or you needing to take an STD test that involves sending money to a site operated by the scammer.
Hot girl SMS spam
You receive a text from a random number with a message along the lines of "Hey babe I'm here in town again if you wanted to meet up this time, are you around?" accompanied by a NSFW picture of a hot girl. It's spam, and they'll direct you to their scam website that requires a credit card.
Identity verification scam
You will encounter someone on a dating/messaging/social media/whatever site/app, and the scammer will ask that you verify your identity as they are worried about catfishing. The scammer operates the site, and you are not talking to whoever you think you are talking to.
This type of scam teases you with something, then tries to make you sign up for something else that costs money. The company involved is often innocent, but they turn a blind eye to the practice as it helps their bottom line, even if they have to occasionally issue refunds. A common variation takes place on dating sites/dating apps, where you will match with someone who claims to be a camgirl who wants you to sign up for a site and vote for her. Another variation takes place on local sites like Craigslist, where the scammers setup fake rental scams and demand that you go through a specific service for a credit check. Once you go through with it, the scammer will stop talking to you. Another variation also takes place on local sites like Craigslist, where scammers will contact you while you are selling a car and will ask you to purchase a Carfax-like report from a specific website.
Multi Level Marketing or Affiliate Marketing
You apply for a vague job listing for 'sales' on craigslist. Or maybe an old friend from high school adds you on Facebook and says they have an amazing business opportunity for you. Or maybe the well dressed guy who's always interviewing people in the Starbucks that you work at asks if you really want to be slinging coffee the rest of your life. The scam: MLMs are little more than pyramid schemes. They involve buying some sort of product (usually snake oil health products like body wraps or supplements) and shilling them to your friends and family. They claim that the really money is recruiting people underneath you who give you a slice of whatever they sell. And if those people underneath you recruit more people, you get a piece of their sales. Ideally if you big enough pyramid underneath you the money will roll in without any work on your part. Failure to see any profit will be your fault for not "wanting it enough." The companies will claim that you need to buy their extra training modules or webinars to really start selling. But in reality, the vast majority of people who buy into a MLM won't see a cent. At the end of the day all you'll be doing is annoying your friends and family with your constant recruitment efforts. What to look out for: Recruiters love to be vague. They won't tell you the name of the company or what exactly the job will entail. They'll pump you up with promises of "self-generating income", "being your own boss", and "owning your own company." They might ask you to read books about success and entrepreneurs. They're hoping you buy into the dream first. If you get approached via social media, check their timelines. MLMs will often instruct their victims to pretend that they've already made it. They'll constantly post about how they're hustling and making the big bucks and linking to youtube videos about success. Again, all very vague about what their job actually entails. If you think you're being recruited: Ask them what exactly the job is. If they can't answer its probably a MLM. Just walk away.

Phone scams

You should generally avoid answering or engaging with random phone calls. Picking up and engaging with a scam call tells the scammers that your phone number is active, and will usually lead to more calls.
Tax Call
You get a call from somebody claiming to be from your countries tax agency. They say you have unpaid taxes that need to be paid immediately, and you may be arrested or have other legal action taken against you if it is not paid. This scam has caused the American IRS, Canadian CRA, British HMRC, and Australian Tax Office to issue warnings. This scam happens in a wide variety of countries all over the world.
Warrant Call
Very similar to the tax call. You'll get a phone call from an "agent", "officer", "sheriff", or other law enforcement officer claiming that there is a warrant out for your arrest and you will be arrested very soon. They will then offer to settle everything for a fee, usually paid in giftcards.
[Legal Documents/Process Server Calls]
Very similar to the warrant call. You'll get a phone call from a scammer claiming that they are going to serve you legal documents, and they will threaten you with legal consequences if you refuse to comply. They may call themselves "investigators", and will sometimes give you a fake case number.
Student Loan Forgiveness Scam
Scammers will call you and tell you about a student loan forgiveness program, but they are interested in obtaining private information about you or demanding money in order to join the fake program.
Tech Support Call You receive a call from someone with a heavy accent claiming to be a technician Microsoft or your ISP. They inform you that your PC has a virus and your online banking and other accounts may be compromised if the virus is not removed. They'll have you type in commands and view diagnostics on your PC which shows proof of the virus. Then they'll have you install remote support software so the technician can work on your PC, remove the virus, and install security software. The cost of the labor and software can be hundreds of dollars. The scam: There's no virus. The technician isn't a technician and does not work for Microsoft or your ISP. Scammers (primarily out of India) use autodialers to cold-call everyone in the US. Any file they point out to you or command they have you run is completely benign. The software they sell you is either freeware or ineffective. What to do you if you're involved with this scam: If the scammers are remotely on your computer as you read this, turn off your PC or laptop via the power button immediately, and then if possible unplug your internet connection. Some of the more vindictive tech scammers have been known to create boot passwords on your computer if they think you've become wise to them and aren't going to pay up. Hang up on the scammers, block the number, and ignore any threats about payment. Performing a system restore on your PC is usually all that is required to remove the scammer's common remote access software. Reports of identity theft from fake tech calls are uncommon, but it would still be a good idea to change your passwords for online banking and monitor your accounts for any possible fraud. How to avoid: Ignore any calls claiming that your PC has a virus. Microsoft will never contact you. If you're unsure if a call claiming to be from your ISP is legit, hang up, and then dial the customer support number listed on a recent bill. If you have elderly relatives or family that isn't tech savvy, take the time to fill them in on this scam.
Chinese government scam
This scam is aimed at Chinese people living in Europe and North America, and involves a voicemail from someone claiming to be associated with the Chinese government, usually through the Chinese consulate/embassy, who is threatening legal action or making general threats.
Chinese shipping scam
This scam is similar to the Chinese government scam, but involves a seized/suspicious package, and the scammers will connect the victim to other scammers posing as Chinese government investigators.
Social security suspension scam
You will receive a call from someone claiming to work for the government regarding suspicious activity, fraud, or serious crimes connected to your social security number. You'll be asked to speak to an operator and the operator will explain the steps you need to follow in order to fix the problems. It's all a scam, and will lead to you losing money and could lead to identity theft if you give them private financial information.
Utilities cutoff
You get a call from someone who claims that they are from your utility company, and they claim that your utilities will be shut off unless you immediately pay. The scammer will usually ask for payment via gift cards, although they may ask for payment in other ways, such as Western Union or bitcoin.
Relative in custody Scammer claims to be the police, and they have your son/daughtenephew/estranged twin in custody. You need to post bail (for some reason in iTunes gift cards or MoneyGram) immediately or the consequences will never be the same.
Mexican family scam
This scam comes in many different flavours, but always involves someone in your family and Mexico. Sometimes the scammer will claim that your family member has been detained, sometimes the scammer will claim that your family member has been kidnapped, and sometimes the scammer will claim that your family member is injured and needs help.
General family scams
Scammers will gather a large amount of information about you and target your family members using different stories with the goal of gettimg them to send money.
One ring scam
Scammers will call you from an international number with the goal of getting you to return their call, causing you to incur expensive calling fees.

Online shopping scams

THE GOLDEN RULE OF ONLINE SHOPPING: If it sounds too good to be true, it probably is.
Dropshipping
An ad on reddit or social media sites like Facebook and Instagram offers items at huge discounts or even free (sometimes requiring you to reblog or like their page). They just ask you to pay shipping. The scam: The item will turn out to be very low quality and will take weeks or even months to arrive. Sometimes the item never arrives, and the store disappears or stops responding. The seller drop-ships the item from China. The item may only cost a few dollars, and the Chinese government actually pays for the shipping. You end up paying $10-$15 dollars for a $4 item, with the scammer keeping the profit. If you find one of these scams but really have your heart set on the item, you can find it on AliExpress or another Chinese retailer.
Influencer scams
A user will reach out to you on a social media platform, usually Instagram, and offer you the chance to partner with them and receive a free/discounted product, as long as you pay shipping. This is a different version of the dropshipping scam, and is just a marketing technique to get you to buy their products.
Triangulation fraud
Triangulation fraud occurs when you make a purchase on a site like Amazon or eBay for an item at a lower than market price, and receive an item that was clearly purchased new at full price. The scammer uses a stolen credit card to order your item, while the money from the listing is almost all profit for the scammer.
Instagram influencer scams
Someone will message you on Instagram asking you to promote their products, and offering you a discount code. The items are Chinese junk, and the offer is made to many people at a time.
Cheap Items
Many websites pop up and offer expensive products, including electronics, clothes, watches, sunglasses, and shoes at very low prices. The scam: Some sites are selling cheap knock-offs. Some will just take your money and run. What to do if you think you're involved with this scam: Contact your bank or credit card and dispute the charge. How to avoid: The sites often have every brand-name shoe or fashion item (Air Jordan, Yeezy, Gucci, etc) in stock and often at a discounted price. The site will claim to be an outlet for a major brand or even a specific line or item. The site will have images at the bottom claiming to be Secured by Norton or various official payment processors but not actual links. The site will have poor grammar and a mish-mash of categories. Recently, established websites will get hacked or their domain name jacked and turned into scam stores, meaning the domain name of the store will be completely unrelated to the items they're selling. If the deal sounds too good to be true it probably is. Nobody is offering brand new iPhones or Beats or Nintendo Switches for 75% off.
Cheap Amazon 3rd Party Items
You're on Amazon or maybe just Googling for an item and you see it for an unbelievable price from a third-party seller. You know Amazon has your back so you order it. The scam: One of three things usually happen: 1) The seller marks the items as shipped and sends a fake tracking number. Amazon releases the funds to the seller, and the seller disappears. Amazon ultimately refunds your money. 2) The seller immediately cancels the order and instructs you to re-order the item directly from their website, usually with the guarantee that the order is still protected by Amazon. The seller takes your money and runs. Amazon informs you that they do not offer protection on items sold outside of Amazon and cannot help you. 2) The seller immediately cancels the order and instructs you to instead send payment via an unused Amazon gift card by sending the code on the back via email. Once the seller uses the code, the money on the card is gone and cannot be refunded. How to avoid: These scammers can be identified by looking at their Amazon storefronts. They'll be brand new sellers offering a wide range of items at unbelievable prices. Usually their Amazon names will be gibberish, or a variation on FIRSTNAME.LASTNAME. Occasionally however, established storefronts will be hacked. If the deal is too good to be true its most likely a scam.
Scams on eBay
There are scams on eBay targeting both buyers and sellers. As a seller, you should look out for people who privately message you regarding the order, especially if they ask you to ship to a different address or ask to negotiate via text/email/a messaging service. As a buyer you should look out for new accounts selling in-demand items, established accounts selling in-demand items that they have no previous connection to (you can check their feedback history for a general idea of what they bought/sold in the past), and lookout for people who ask you to go off eBay and use another service to complete the transaction. In many cases you will receive a fake tracking number and your money will be help up for up to a month.
Scams on Amazon
There are scams on Amazon targeting both buyers and sellers. As a seller, you should look out for people who message you about a listing. As a buyer you should look out for listings that have an email address for you to contact the person to complete the transaction, and you should look out for cheap listings of in-demand items.
Scams on Reddit
Reddit accounts are frequently purchased and sold by fraudsters who wish to use the high karma count + the age of the account to scam people on buy/sell subreddits. You need to take precautions and be safe whenever you are making a transaction online.
Computer scams
Virus scam
A popup or other ad will say that you have a virus and you need to follow their advice in order to remove it. They are lying, and either want you to install malware or pay for their software.

Assorted scams

Chinese Brushing / direct shipping
If you have ever received an unsolicited small package from China, your address was used to brush. Vendors place fake orders for their own products and send out the orders so that they can increase their ratings.
Money flipping
Scammer claims to be a banking insider who can double/triple/bazoople any amount of money you send them, with no consequences of any kind. Obviously, the money disappears into their wallet the moment you send it.

General resources

Site to report scams in the United Kingdom: http://www.actionfraud.police.uk/
Site to report scams in the United States: https://www.ic3.gov/default.aspx
Site to report scams in Canada: www.antifraudcentre-centreantifraude.ca/reportincident-signalerincident/index-eng.htm
Site to report scams in Europe: https://www.europol.europa.eu/report-a-crime/report-cybercrime-online
FTC scam alerts: https://www.consumer.ftc.gov/scam-alerts
Microsoft's anti-scam guide: https://www.microsoft.com/en-us/safety/online-privacy/avoid-phone-scams.aspx
https://www.usa.gov/common-scams-frauds
https://www.usa.gov/scams-and-frauds
https://www.consumer.ftc.gov/features/scam-alerts
https://www.fbi.gov/scams-and-safety/common-fraud-schemes
submitted by EugeneBYMCMB to Scams [link] [comments]

The feasibility of using one email address per online presence with ProtonMail

In Bitcoin, the receive address reuse is a bad form for transaction privacy. Because as you use the same Bitcoin address, again and again, to send and receive bitcoins, an entity that's watching the transactions happening on chain can identify that address, cluster it, and make certain inferences that degrade the user's privacy.
Somewhat similar situation also exists in email usage -- certainly of today, if not 10 years ago.
Today, people use a single email to sign up to twitter, youtube, facebook, all other social media, forums, newsletters, online shopping, online comments boards, their governments' online services, and more.
Using that johndoe-at-example-dot-com email address over and over, on such a diverse breadth of services can degrade that user's privacy.
I am aware that some of the online services (newsletters, forums, bank account services, social media, etc.) aggregate user data, package them, and sell to advertising companies under auction.
So, as a user's data switches hands as a result of this (aggregated or non-aggregated) info-share between internet services, a person who looks purposefully (intel agencies, ad companies, etc.) can deduce the online presence over this pattern of repeating email addresses.
For example, John might be using his single email address for twitter, some forums and amazon. And let's say, only his amazon account is linked to his real identity. So, an entity (perhaps amazon itself) who can pull user email addresses from such diverse sources on the internet, can uncover John's real identity linked to his email address, and then his social media and/or forum posts to his real name.
So, the solution to this privacy degradation is using one email address per online service.
The question is: is this something feasible to do with protonmail?
I am aware that generating a single, unique email address at the user's whim can be used for spam, or abuse. But I believe also the privacy gains are huge.
Bitcoin wallets today generate a single and unique Bitcoin receive address for each new transaction.
So, can we also have protonmail (or some other email service) that generates a new email address per online service?
I know that facebook+john(-at-)pm.me, or forum+john(-at-)pm.me, etc. exist. However, by simple inspection, in these cases, it's possible to deduce the email account behind these two addresses is john(-at-)pm.me. So, this doesn't really solve the aforementioned problem.
What we need is totally randomized email addresses using random-phrase-generators (like Diceware passphrases) such as: randomhorse(-at-)pm.me, or coolstaple(-at-)pm.me.
Also, I am aware of the services like 33mail or AnonAddy. However, relying on an external, extra service for emails adds up to the compleity, to the attack-surface, to the overall hassle.
So, the question I would like to discuss is this: is this something feasible to do with protonmail?
submitted by Satoshi_Disciple to ProtonMail [link] [comments]

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Banking Apps
  • CHIME BANK $50 Open a Chime Bank account and get a payroll direct deposit of $200 or more within 45 days and receive a $50 bonus. Per Chime's terms please allow up to 2 days to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • ASPIRATION $50 Receive a $50 welcome bonus when you join Aspiration and spend $250. Per Aspiration's terms, please allow up to 16 weeks to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • SoFi Money $50 Receive a $50 welcome bonus when you open a SoFi Money account and fund it with $500 or more. Per SoFi's terms, please allow up to 10 days to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • CASH APP $5 Get $5 for using Cash App when you sign up and send $5. -Must be a new account. SIGN UP HERE

Cash Back Apps
  • IBOTTA Ibotta is a cash back rewards app you use to make money everytime you shop for groceries, online purchases, and more from your favorite stores and restaurants, like Amazon, Walmart, Home Depot, Adidas, Chilis, and much more. Refer friends and earn $7 when your first one redeems with Ibotta. Download the Ibotta app from Google Play or the App Store and use code ebwghbs when signing up.

  • RAKUTEN Get cash back when you use Rakuten to shop hundreds of your favorite stores online. They offer to pay your cash back reward via PayPal or check. Sign up to Rakuten and use the link below to receive $10 back when you spend $25. Share your Rakuten link and earn $25 for each referral. SIGN UP HERE

  • FETCH REWARDS Fetch Rewards app pays you in gift cards for scanning your grocery receipts. Simply keep your grocery receipts and scan them within the app to earn points to exchange for gift cards. Super easy. Some gift cards include; Amazon, Best Buy, Bed Bath and Beyond, Barnes & Noble, Bass Pro Shops, CVS Pharmacy, Kohl's, Macy's, Lowe's, and a ton more. Download Fetch Rewards app from Google Play or the App Store and enter code G3NUG for a bonus of 2,000 points when you scan your first receipt.

Crypto Apps
  • COINBASE $10 Coinbase is a cryptocurrency wallet that is offering $10 in Bitcoin when you buy or sell $100 worth of cryptocurrency. SIGN UP HERE

  • Crypto. com $50 Crypto is an app for buying, selling and trading cryptocurrencies. They're offering a $50 USD in CRO when you sign up using the link below, complete the KYC verification (the app walks you through it). SIGN UP HERE

Stock Apps
  • BONUS!-FREE STOCK Robin Hood is offering 1 free stock when you open an account and link your bank account, plus 1 free stock per referral who does the same. CLAIM YOUR FREE STOCK HERE
  • Acorns Acorns is designed to help you build wealth over time. Basically, it lets you invest your spare change and set up recurring contributions as small as $5. Open an account with this link and earn $5 SIGN UP HERE
https://preview.redd.it/ofoimvwzd3v51.png?width=1400&format=png&auto=webp&s=5d3e7540e519fca87c560436db78e0ec90365be6
submitted by bbh1nz to Referral [link] [comments]

🏦 $237 Easy Cash - Free Banking, Crypto, and Cash Back Apps - Chime, Aspiration, Sofi Money, Cash App, Coinbase, Ibotta, Rakuten, Fetch Rewards, Crypto .com Acorns, and a Bonus FREE Stock From Robinhood

🏦 $237 Easy Cash - Free Banking, Crypto, and Cash Back Apps - Chime, Aspiration, Sofi Money, Cash App, Coinbase, Ibotta, Rakuten, Fetch Rewards, Crypto .com Acorns, and a Bonus FREE Stock From Robinhood
Sign up for each of these, complete the requirements and earn $237 in free cash bonuses. Be sure to check out the Bonus below for a FREE stock offer.

Banking Apps
  • CHIME BANK $50 Open a Chime Bank account and get a payroll direct deposit of $200 or more within 45 days and receive a $50 bonus. Per Chime's terms please allow up to 2 days to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • ASPIRATION $50 Receive a $50 welcome bonus when you join Aspiration and spend $250. Per Aspiration's terms, please allow up to 16 weeks to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • SoFi Money $50 Receive a $50 welcome bonus when you open a SoFi Money account and fund it with $500 or more. Per SoFi's terms, please allow up to 10 days to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • CASH APP $5 Get $5 for using Cash App when you sign up and send $5. -Must be a new account. SIGN UP HERE

Cash Back Apps
  • IBOTTA Ibotta is a cash back rewards app you use to make money everytime you shop for groceries, online purchases, and more from your favorite stores and restaurants, like Amazon, Walmart, Home Depot, Adidas, Chilis, and much more. Refer friends and earn $7 when your first one redeems with Ibotta. Download the Ibotta app from Google Play or the App Store and use code ebwghbs when signing up.

  • RAKUTEN Get cash back when you use Rakuten to shop hundreds of your favorite stores online. They offer to pay your cash back reward via PayPal or check. Sign up to Rakuten and use the link below to receive $10 back when you spend $25. Share your Rakuten link and earn $25 for each referral. SIGN UP HERE

  • FETCH REWARDS Fetch Rewards app pays you in gift cards for scanning your grocery receipts. Simply keep your grocery receipts and scan them within the app to earn points to exchange for gift cards. Super easy. Some gift cards include; Amazon, Best Buy, Bed Bath and Beyond, Barnes & Noble, Bass Pro Shops, CVS Pharmacy, Kohl's, Macy's, Lowe's, and a ton more. Download Fetch Rewards app from Google Play or the App Store and enter code G3NUG for a bonus of 2,000 points when you scan your first receipt.

Crypto Apps
  • COINBASE $10 Coinbase is a cryptocurrency wallet that is offering $10 in Bitcoin when you buy or sell $100 worth of cryptocurrency. SIGN UP HERE

  • Crypto. com $50 Crypto is an app for buying, selling and trading cryptocurrencies. They're offering a $50 USD in CRO when you sign up using the link below, complete the KYC verification (the app walks you through it). SIGN UP HERE

Stock Apps
  • BONUS!-FREE STOCK Robin Hood is offering 1 free stock when you open an account and link your bank account, plus 1 free stock per referral who does the same. CLAIM YOUR FREE STOCK HERE
  • Acorns Acorns is designed to help you build wealth over time. Basically, it lets you invest your spare change and set up recurring contributions as small as $5. Open an account with this link and earn $5 SIGN UP HERE
https://preview.redd.it/hzmdlcucoeu51.png?width=1400&format=png&auto=webp&s=027a321a17e4cb8b1a8d856fb6986594009186c1
submitted by bbh1nz to referralcodes [link] [comments]

Payments Giant Paypal Says Its Customers Can Now Buy and Sell Bitcoin

Payments giant Paypal says its customers can now buy, sell and hold bitcoin and other virtual coins with the company’s online wallets. The company also says its customers will able to use cryptocurrencies to shop at the 26 million merchants on its network starting in early 2021.
submitted by BitcoinXio to paypal [link] [comments]

🏦 $237 Easy Cash - Free Banking, Crypto, and Cash Back Apps - Chime, Aspiration, Sofi Money, Cash App, Coinbase, Ibotta, Rakuten, Fetch Rewards, Crypto .com Acorns, and a Bonus FREE Stock From Robinhood

🏦 $237 Easy Cash - Free Banking, Crypto, and Cash Back Apps - Chime, Aspiration, Sofi Money, Cash App, Coinbase, Ibotta, Rakuten, Fetch Rewards, Crypto .com Acorns, and a Bonus FREE Stock From Robinhood
Sign up for each of these, complete the requirements and earn $237 in free cash bonuses. Be sure to check out the Bonus below for a FREE stock offer.

Banking Apps
  • CHIME BANK $50 Open a Chime Bank account and get a payroll direct deposit of $200 or more within 45 days and receive a $50 bonus. Per Chime's terms please allow up to 2 days to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • ASPIRATION $50 Receive a $50 welcome bonus when you join Aspiration and spend $250. Per Aspiration's terms, please allow up to 16 weeks to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • SoFi Money $50 Receive a $50 welcome bonus when you open a SoFi Money account and fund it with $500 or more. Per SoFi's terms, please allow up to 10 days to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • CASH APP $5 Get $5 for using Cash App when you sign up and send $5. -Must be a new account. SIGN UP HERE

Cash Back Apps
  • IBOTTA Ibotta is a cash back rewards app you use to make money everytime you shop for groceries, online purchases, and more from your favorite stores and restaurants, like Amazon, Walmart, Home Depot, Adidas, Chilis, and much more. Refer friends and earn $7 when your first one redeems with Ibotta. Download the Ibotta app from Google Play or the App Store and use code ebwghbs when signing up.

  • RAKUTEN Get cash back when you use Rakuten to shop hundreds of your favorite stores online. They offer to pay your cash back reward via PayPal or check. Sign up to Rakuten and use the link below to receive $10 back when you spend $25. Share your Rakuten link and earn $25 for each referral. SIGN UP HERE

  • FETCH REWARDS Fetch Rewards app pays you in gift cards for scanning your grocery receipts. Simply keep your grocery receipts and scan them within the app to earn points to exchange for gift cards. Super easy. Some gift cards include; Amazon, Best Buy, Bed Bath and Beyond, Barnes & Noble, Bass Pro Shops, CVS Pharmacy, Kohl's, Macy's, Lowe's, and a ton more. Download Fetch Rewards app from Google Play or the App Store and enter code G3NUG for a bonus of 2,000 points when you scan your first receipt.

Crypto Apps
  • COINBASE $10 Coinbase is a cryptocurrency wallet that is offering $10 in Bitcoin when you buy or sell $100 worth of cryptocurrency. SIGN UP HERE

  • Crypto. com $50 Crypto is an app for buying, selling and trading cryptocurrencies. They're offering a $50 USD in CRO when you sign up using the link below, complete the KYC verification (the app walks you through it). SIGN UP HERE

Stock Apps
  • BONUS!-FREE STOCK Robin Hood is offering 1 free stock when you open an account and link your bank account, plus 1 free stock per referral who does the same. CLAIM YOUR FREE STOCK HERE
  • Acorns Acorns is designed to help you build wealth over time. Basically, it lets you invest your spare change and set up recurring contributions as small as $5. Open an account with this link and earn $5 SIGN UP HERE
https://preview.redd.it/fnv82dhnhzt51.png?width=1400&format=png&auto=webp&s=aff1d1ffc5a149391790b2429e91bdebca95f3e9
submitted by bbh1nz to referralcodes [link] [comments]

🏦 $237 Easy Cash - Free Banking, Crypto, and Cash Back Apps - Chime, Aspiration, Sofi Money, Cash App, Coinbase, Ibotta, Rakuten, Fetch Rewards, Crypto .com Acorns, and a Bonus FREE Stock From Robinhood

Sign up for each of these, complete the requirements and earn $237 in free cash bonuses. Be sure to check out the Bonus below for a FREE stock offer.

Banking Apps




Cash Back Apps



Crypto Apps


Stock Apps
https://preview.redd.it/sbn97v6xgwu51.png?width=1400&format=png&auto=webp&s=73261066cfc084041ea91b90a0106ce84e582b6a
submitted by bbh1nz to PromoCodeShare [link] [comments]

🏦 $237 Easy Cash - Free Banking, Crypto, and Cash Back Apps - Chime, Aspiration, Sofi Money, Cash App, Coinbase, Ibotta, Rakuten, Fetch Rewards, Crypto .com Acorns, and a Bonus FREE Stock From Robinhood

🏦 $237 Easy Cash - Free Banking, Crypto, and Cash Back Apps - Chime, Aspiration, Sofi Money, Cash App, Coinbase, Ibotta, Rakuten, Fetch Rewards, Crypto .com Acorns, and a Bonus FREE Stock From Robinhood
Sign up for each of these, complete the requirements and earn $237 in free cash bonuses. Be sure to check out the Bonus below for a FREE stock offer.

Banking Apps
  • CHIME BANK $50 Open a Chime Bank account and get a payroll direct deposit of $200 or more within 45 days and receive a $50 bonus. Per Chime's terms please allow up to 2 days to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • ASPIRATION $50 Receive a $50 welcome bonus when you join Aspiration and spend $250. Per Aspiration's terms, please allow up to 16 weeks to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • SoFi Money $50 Receive a $50 welcome bonus when you open a SoFi Money account and fund it with $500 or more. Per SoFi's terms, please allow up to 10 days to receive the bonus after the prerequisites are completed. SIGN UP HERE

  • CASH APP $5 Get $5 for using Cash App when you sign up and send $5. -Must be a new account. SIGN UP HERE

Cash Back Apps
  • IBOTTA Ibotta is a cash back rewards app you use to make money everytime you shop for groceries, online purchases, and more from your favorite stores and restaurants, like Amazon, Walmart, Home Depot, Adidas, Chilis, and much more. Refer friends and earn $7 when your first one redeems with Ibotta. Download the Ibotta app from Google Play or the App Store and use code ebwghbs when signing up.

  • RAKUTEN Get cash back when you use Rakuten to shop hundreds of your favorite stores online. They offer to pay your cash back reward via PayPal or check. Sign up to Rakuten and use the link below to receive $10 back when you spend $25. Share your Rakuten link and earn $25 for each referral. SIGN UP HERE

  • FETCH REWARDS Fetch Rewards app pays you in gift cards for scanning your grocery receipts. Simply keep your grocery receipts and scan them within the app to earn points to exchange for gift cards. Super easy. Some gift cards include; Amazon, Best Buy, Bed Bath and Beyond, Barnes & Noble, Bass Pro Shops, CVS Pharmacy, Kohl's, Macy's, Lowe's, and a ton more. Download Fetch Rewards app from Google Play or the App Store and enter code G3NUG for a bonus of 2,000 points when you scan your first receipt.

Crypto Apps
  • COINBASE $10 Coinbase is a cryptocurrency wallet that is offering $10 in Bitcoin when you buy or sell $100 worth of cryptocurrency. SIGN UP HERE

  • Crypto. com $50 Crypto is an app for buying, selling and trading cryptocurrencies. They're offering a $50 USD in CRO when you sign up using the link below, complete the KYC verification (the app walks you through it). SIGN UP HERE

Stock Apps
  • BONUS!-FREE STOCK Robin Hood is offering 1 free stock when you open an account and link your bank account, plus 1 free stock per referral who does the same. CLAIM YOUR FREE STOCK HERE
  • Acorns Acorns is designed to help you build wealth over time. Basically, it lets you invest your spare change and set up recurring contributions as small as $5. Open an account with this link and earn $5 SIGN UP HERE
https://preview.redd.it/yfztbhptprt51.png?width=1400&format=png&auto=webp&s=2eab6852481c3ad43813c9f6e87e74b287e1ea55
submitted by bbh1nz to referralcodes [link] [comments]

BTCIOT Tutorial - Building an online shop that accepts bitcoin Pay with Bitpay, Shop online with Bitcoin BTC (Exodus Wallet) Bitcoin Core Wallet Einstellungen auf Deutsch - YouTube HOW TO EARN FREE BITCOIN BY SHOPPING ONLINE WITH LOLLI The Best Wallets To Store Bitcoin & Cryptocurrencies For ...

Earn free money in bitcoin or cash when you shop at over 1,000 retailers! 🍭 Digital money that’s instant, private, and free from bank fees. Download our official wallet app and start using Bitcoin today. Read news, start mining, and buy BTC or BCH. Coinbase - Bitcoin Wallet. Version 1.2.39. Bitcoins werden in einem Wallet gespeichert und verwaltet. Coinbase ist ein bietet ein solches Online-Wallet, auf das Sie jederzeit von überall Zugriff ... Um Bitcoin zu kaufen, benötigt man zunächst eine Wallet. Diese digitale Brieftasche ist in ihrer Funktion ähnlich wie ein Girokonto. Mithilfe der Wallet können Überweisung getätigt und Bitcoins empfangen werden. Dafür wird jedoch keine Kontonummer verwendet, sondern eine sogenannte Empfangsadresse. Hat man die Wallet eingerichtet, können Bitcoins anschließend auf sogenannten Bitcoin ... A Bitcoin wallet for everyone. The Luno Wallet makes it easy and convenient to store your Bitcoin. We provide an easy way to buy, send, store and learn about cryptocurrency like Bitcoin. Our wallet is available on iOS, Google Play and web. An option to suit everyone. We’re industry pioneers and have been in the cryptocurrency industry since 2013. We’ve transacted more than 14 billion ...

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BTCIOT Tutorial - Building an online shop that accepts bitcoin

Bitcoin Wallet Einstellungen mit dem Original Client Bitcoin Core 0.14.0 . Nach diesem Video kannst du Bitcoin empfangen und versenden. Die neuste Wallet Ver... 🔑Buy a Ledger Nano S Hardware Wallet - https://amzn.to/2DB9DBJ 🔑Buy a Trezor One Hardware Wallet ... How To Earn Bitcoin Shopping Online - Interview with Lolli CEO - Duration: 19:38. Hack ... In today's video I show you guys the top 5 safest crypto wallets to store your crypto in. Make sure not to use exchanges to store your crypto! Not your keys,... #exodus #exoduswallet #bitcoin #bitcoincash #crypto Download your secure Exodus Cryptocurrency wallet here: https://get.exodus.io/bitpay Easily pay your #Bit... http://www.howtovanish.com How to make a BitCoin payment using an online wallet service like MyBitcoin.com (failed), Instawallet.org or our current favorite ...

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